General Schedule of Features and Charges

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Revision in General Schedule of Fees and Charges w.e.f. 1st April ’26. For detailed information, click here.

Savings & Corporate Salary Accounts - General Schedule of Fees and Charges (GSFC)

Click here for complete list of fees and charges

811 Savings Account

Basic Savings Bank Deposit Account

Small Savings Account

Jifi (Discontinued)

Reimbursement Accounts

Savings & Corporate Salary Accounts - General Schedule of Fees and Charges (GSFC) in Regional Languages

Part 1

Part 2

Current Account - General Schedule of Fees and Charges (GSFC)

Retail Supply Chain Finance

Neo Current Accounts

Global Trade Current Accounts

Ace Current Accounts

Astra 05 Current Accounts

Astra 15 Current Accounts

Elite Current Accounts

Pro Current Accounts

Edge Current Accounts

Mpower Current Accounts

Mpower Current Accounts w.e.f. 01st August 2025

Business Correspondent Current Account w.e.f. 01^st Nov'25

New Overdraft & Restricted Overdraft & Collection Current Account - Biz w.e.f. 01^st Nov'25

Merchant One Current Account w.e.f. 01^st Nov’2025

Composite Current Accounts w.e.f. 01^st September 2023

Special Accounts (w.e.f. 1^st February, 2021)

Online Current Account (w.e.f. 01^st September 2023)

811 Current Account

Start Up Current Account w.e.f. 1^st Nov’2025

Overdraft Current Account w.e.f. 1^st May’2025

Privy CA GSFC w.e.f. 1^stNovember ’2025

Overdraft Business Finance (w.e.f. 01^st September 2023)

ODCFL GSFC w.e.f. 1^st May 2025

General Current Account (w.e.f. 1^st Nov’25)

Composite Current Accounts w.e.f. 1^st May, 2025

Current Account PMS GSFC w.e.f. 1^st May, 2025

Retail Current Accounts (w.e.f. 01^st Nov, 2025)

Retail Current Accounts (w.e.f. 01^st April, 2026)

General Current Account (w.e.f. 01^st April, 2026)

Merchant One Current Account (w.e.f. 01^st April, 2026)

Start Up Current Account (w.e.f. 01^st April, 2026)

Retail Current Accounts (w.e.f. 01st May, 2026)

General Current Account (w.e.f. 01st May, 2026)

Merchant One Current Account (w.e.f. 01st May’2026)

Start Up Current Account (w.e.f. 1st May’2026)

Business Correspondent Current Account (w.e.f. 01st May 2026)

New Overdraft & Restricted Overdraft & Collection Current Account - Biz (w.e.f. 01st May 2026)

Overdraft Current Account (w.e.f. 01st May 2026)

Online Current Account (w.e.f. 01st May 2026)

Current Account PMS GSFC (w.e.f. 01st May 2026)

Composite Current Accounts GSFC (w.e.f. 01st May 2026)

Mpower Current Accounts GSFC (w.e.f. 01st May 2026)

ODCFL GSFC (w.e.f. 01st May 2026)

Pro, Privy and Privy+ Business GSFC (w.e.f. 01st May 2026)

Privy CA GSFC (w.e.f. 01st May 2026)

Retail Supply Chain Finance (w.e.f. 01st May 2026)

CAINT - General Schedule of Features and Charges for Retail Institutions (RI) Current Account effective from 1st May’ 2026

CACBK- General Schedule of Features and Charges for Cooperative Bank Current Account effective from 1st May’ 2026

CABNK - General Schedule of Features and Charges for Nationalized Banks, Private Sector Banks and Foreign Bank Current Accounts effective from 1st May’ 2026

Credit Cards - General Schedule of Fees and Charges (GSFC)

Royale Signature Credit Card

PVR Gold Credit Card

PVR Platinum Credit Card

Fortune Gold Credit Card

Kotak Infinite Credit Card

Best Price Credit Card

Corporate Wealth Signature Credit Card

NRI Royale Signature Credit Card

Delight Platinum Credit Card

League Platinum Credit Card

Essentia Platinum Credit Card

Urbane Gold Credit Card

Feast Gold Credit Card

Kotak 811 Credit Card

811 #DreamDifferent Credit Card

Veer Platinum Credit Card

Mojo Platinum Credit Card

White Reserve Credit Card

Corporate Platinum Credit Card

Zen Signature Credit Card

Veer Select Credit Card

Privy League Signature Credit Card

Biz Credit Card

Corporate Gold Credit Card

Metro Kotak Credit Card

White Credit Card

IndianOil Kotak Credit Card

Revision in General Schedule of Fees & Charges for Credit Cards w.e.f 24th June 2023

List of MCCs with respect to revised fees and rewards June 01 2025.

Prepaid Cards - General Schedule of Fees and Charges (GSFC)

Multi Currency Card

Kotak Best Compliments Card

Loan - General Schedule of Fees and Charges (GSFC)

Investment- General Schedule of Fees and Charges (GSFC)

National Pension System

Privy-League- General Schedule of Fees and Charges (GSFC)

Private Banking - General Schedule of Fees and Charges (GSFC)

NRI- General Schedule of Fees and Charges (GSFC)

NRE Platina Saving Account

NRO Rupee Savings Account

NRE Rupee Savings Account

NRO Platina Saving Account

NRE Rupee Current Account

NRO Rupee Current Account

NRE / NRO Custody Accounts

NRE/NRO Privy League Accounts

Fee Schedule for Portfolio Investment Scheme(PIS) Offline NRI Clients

Fee Schedule for Portfolio Investment Scheme(PIS) Online NRI Clients

Merchant Acquiring Services - General Schedule of Fees and Charges (GSFC)

Merchant Acquiring Services - General Schedule of Features and Charges (GSFC)

Trade Services – General Schedule of Fees and Charges (GSFC)

Trade Services - General Schedule of Features and Charges (GSFC)

Disclaimer

Please note, if your account is currently in dormant status, non-maintenance charges will not be applicable to the same. In order to activate your account, please visit your nearest Kotak Bank branch