Apply for Personal Loan Online up to ₹1 crore
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Apply for Personal Loan - Kotak Bank

Personal Loan

Apply for Personal Loan Online Starting at 10.99% p.a.*

Loan Amount
Interest Rate (% P.A.)
Tenure (Years)

Why Choose Kotak Personal Loan?

Kotak Personal Loans are designed to keep borrowing stress-free, transparent, and accessible.

Get Your Personal Loan in 4 Simple Steps

ensure-financial-independence

Step 1

Provide your personal and financial details.

PersonalLoan

Step 2

Instantly check your eligibility & receive a customised personal loan offer.

Loan Against Property - Easy Repayments

Step 3

Select your preferred loan amount & repayment tenure.

Loans

Step 4

Confirm your application and get the loan disbursed directly to your account.

Already a Kotak customer? Enjoy Exclusive Personal Loan Deals!


Pre-Approved Personal Loan


Enjoy instant funds with Kotak Pre-Approved Personal Loan. Existing Kotak customers can easily check eligibility on the Kotak Bank App, apply through our fully digital process, and receive instant disbursal – no paperwork, no hassle.
 


Kotak Mid-Month Advance


Short on cash before payday? Kotak Mid-Month Advance offers quick funds for urgent expenses. Apply in minutes, get instant disbursal, and repay when your salary is credited – your easy fix for mid-month cash crunches.
 

What Can I Avail of a Personal Loan for?

Types of Personal Loan Online

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